Jack Brown

Commercial insurance - what is covered under contents?

If you are in business, or looking to start a new venture, then you will be well aware of the importance of a decent, quality, commercial insurance policy. But, as with everything in life not only do you get what you pay for, if you do not pay the right p... Read >

Business insurance - renewal premiums in 2011

In the UK, in 1997, we saw a change of government. The Labour party, or New Labour as it was known, swept to power with a huge majority. With this mandate from the country they set about making many changes which led to consistent year on year growth. We ... Read >

How to choose the right business insurance policy

Everything in life is about making the right choices. It is exactly the same in business, in that the more time you spend researching and considering different options, is inversely proportional to how much you are likely to save or how much profit the bu... Read >

The importance of small business insurance

If you own or run a small business you will no doubt have plenty to think about each day. Whether its getting stock in, meeting suppliers or potential clients, there is a lot to consider in the day to day running of a company. However, one thing you h... Read >

Why restaurant insurance is so important

Many people dream of owning their own restaurant - serving their favourite food, kitting it out with funky decor and making the staff roll about on roller skates. But imagine if you went to all that trouble, only for your livelihood to be destroyed two da... Read >

Commercial landlord insurance - contents cover

If you own, and rent or lease out, a property to a third party then you will need to have a residential or commercial property owners / commercial business insurance policy. Residential, is of course for houses and flats and is also known as buy to let in... Read >

Some things in life are free

Some people will say that nothing in life is free. Others will say that if something is free, then there must be a "hidden cost". When we are talking about a free physical product, this can sometimes be the case. For example, if you go on the net to one o... Read >

Business Insurance - the importance of reading your intruder alarm warranty

When you look to obtain a business insurance quote you will either be asked to declare certain information or complete a proposal form. This information will be used to provide you with a quotation and should you choose to accept the quote and incept an i... Read >

Employers, Products and Public Liability Insurance - when is it needed?

In the UK, as far as business insurance is concerned. You have two options. The first option is to take a policy out in respect of the covers that you are legally required to have. The second one is to add to these covers with others that a sensible and p... Read >

Buying a joint freehold and the need to arrange block of flats insurance

In England and Wales, over 90% of people that own a flat, do not own the actual, physical, piece of land that the property sits on. Instead the property will be purchases on a leasehold basis. A separate freeholder, which can be an individual, business, c... Read >

Getting a business insurance quote, do you know who the insurer is?

Having worked in the business insurance industry for over 25 years, there have been some big changes over the years which have resulted in many big name companies disappearing. It may seem to the outside observer that we work in quite a staid industry, wh... Read >

Why every company needs business insurance

Businesses in Britain are so diverse that it's often hard to find one single piece of advice that affects every company, regardless of the type of business or the industry they operate within. However, one thing that every business in the country need... Read >

As the big freeze continues, watch out for potential employment tribunal claims

As most of the UK starts to suffer from the second big freeze of 2010, as an employer you have many things to consider. Having looked at the news reports, we can see that many businesses are suffering, again, as people simply are not going out and buying ... Read >

Business Insure: Kick-starting your small business

Starting up a small business can be daunting, and there are a few things you need to take into consideration when kick-starting the process. Firstly, before you do anything, consider the type of small business insurance you will need to purchase. Ther... Read >

Business insurance - exports to the United States of America and Canada

In the UK, there is no legal requirement for you to place your insurance cover with a UK domiciled commercial insurance company. In reality, this is what normally happens. You arrange your insurance in the territory or location in which you trade. When we... Read >